Central AC Tonnage Guide
Compare ductless vs. ducted systems for your home
Zone-by-zone approach to sizing ductless systems. Multi-head vs single-head calculations, BTU distribution strategies, and critical installer questions.
Calculate Zone BTUsTraditional central AC sizing uses a single whole-house BTU calculation. Ductless mini-splits flip this approach—each indoor head serves a specific zone with its own load requirements. This zone-by-zone precision delivers superior comfort and efficiency, but only if you size each head correctly.
The challenge: outdoor condensers come in fixed capacities (9k, 12k, 18k, 24k, 36k BTU), while indoor heads need to match individual room loads. Multi-head systems add complexity—you must balance total indoor capacity against outdoor capacity while avoiding over-serving or under-serving any zone.
Use our BTU calculator for each room first, then apply the strategies below to select equipment. Cross-check total loads with the multi-room planner to ensure your outdoor unit can handle the combined demand.
Key Difference: Single-head systems match outdoor to indoor capacity 1:1. Multi-head systems distribute one outdoor unit's capacity across 2-8 indoor heads.
Start with accurate BTU requirements for each room that will receive an indoor head:
Home: 1,800 sq ft ranch, 3 bedrooms, open living/kitchen, Zone 4 climate
Best for: Single rooms, additions, garages, home offices
Sizing: Match indoor head capacity to room load within ±10%. Standard sizes: 9k, 12k, 15k, 18k, 24k BTU
Example: 400 sq ft bedroom needs 10,000 BTU → Choose 12k BTU system (closest match)
Best for: Whole-house or multi-room retrofits where ductwork doesn't exist
Sizing complexity: Must balance three factors:
Total indoor head capacity can be 100-130% of outdoor capacity for "oversized" systems. This works because zones rarely peak simultaneously. However, outdoor capacity must be ≥ 100% of your calculated actual load. Don't confuse equipment capacity with load requirements!
For multi-head systems, outdoor unit capacity should cover 100-110% of your total calculated load, not necessarily 100% of your indoor head total:
Calculated loads (from BTU calculator):
Indoor head selection (standard sizes):
Outdoor unit needed:
Choose 36,000 BTU outdoor unit. It covers 109% of actual load (33k BTU), even though indoor heads total 39k BTU. This works because:
Verify this approach with our multi-room planner, which calculates simultaneous load diversity factors.
Indoor head capacities match zone loads precisely. Example: 12k load → 12k head. This rarely works perfectly due to limited head size options.
Indoor heads are 10-20% larger than zone loads. Most systems fall here because standard head sizes (6k, 9k, 12k, 15k, 18k) don't align perfectly with calculated loads. Acceptable if outdoor unit has sufficient total capacity.
Intentionally oversize indoor head total by 20-30% beyond outdoor capacity, banking on diversity. Example: 36k outdoor with 45k total indoor. Works for homes where bedrooms cool at night, living areas during day—never all zones at peak simultaneously.
Hot climates (Zones 1-2) should use conservative diversity factors (110-115% indoor-to-outdoor ratio) because multiple zones may peak simultaneously. Cool climates (Zones 5-7) can push 120-130% ratios since peak load events are rare. Adjust using our climate adjuster.
Error: Using 12k heads for 8k loads "to be safe"
Problem: Short cycling in individual zones, poor dehumidification
Fix: Use closest head size; 10-15% oversizing maximum per zone
Error: 24k outdoor for 30k total load (80% coverage)
Problem: Can't satisfy demand on hot days; some zones under-cooled
Fix: Outdoor must be ≥100% of calculated load; verify with BTU calculator
Error: Sizing outdoor for 100% of indoor head total when loads don't overlap
Problem: Wasted capacity and higher upfront cost
Fix: Analyze usage patterns; use multi-room planner diversity factors
Error: Placing head at one end of L-shaped room or zone
Problem: Uneven cooling; "dead spots" away from head
Fix: Center heads in zones; consider two smaller heads for irregular spaces
Before signing a contract, ask these questions (reference our contractor bid comparison guide for full checklist):
Compare costs and sizing using our central AC tonnage guide and this ductless guide to make an informed decision.
Calculate zone-by-zone BTU requirements now
Start Zone CalculationsCompare ductless vs. ducted systems for your home
Understand the load calculation behind accurate sizing
Evaluate ductless system proposals with confidence